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Students can avail of the Loan facility from any public sector or private sector bank.
Different banks have different norms & policies but in general:
- The maximum loan amount can be 15 Lakh Rs.
- No Guarantee or collateral security is required for loans up to 5 lakh Rs.
- Repayments will start after 1 year of course completion or 6 months of a job (whichever is earlier).
- Avail of tax rebates for the interest on an education loan under Section 80-E of the Income Tax-Act 1961.
- The student loan will be disbursed in full or in suitable instalments taking into account the requirement of funds and/or fee schedule assessed by the Bank directly to the educational institution.
For Education Loan:
Loan Through Vidya Lakshmi Portal
The Vidya Lakshmi Scheme introduced by Government of India helps students apply for an education loan. The annual Interest rates would be approximately 6.5 to 7.5 percentage.
- Contact any Public or Private Sector Bank
- Register on www.vidyalakshmi.co.in
- Bank will issue Demand Draft in the favour of Institute (Sem/Year wise)
List of Documents Required:
- Mark sheets / Passing Certificates of SSC, HSC, Degree Courses
- Proof of Income (Parent’s Income Certificate)
- Photos of Student & Parents
- Bank Statement of past 6 months
- KYC Documents
- Copy of Admission Letter of the Institute along with fees schedule
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Who we are?
Darshan University - having the foundation of its first Institution laid in 2009, and later on, established and consolidated under Gujarat Private Universities (Second Amendment) Act of 2021. It is one of the leading institutes within Saurashtra that offers Diploma, UG, PG and Doctoral Courses.